Can you buy wedding insurance in the UAE?

Yes. Abu Dhabi National Insurance Company (ADNIC) sells a wedding policy called Mabrouk, and its online shop still listed it on 12 November 2026.¹ ADNIC calls it “a first of its kind Insurance Policy in the UAE”.² Two other insurers, Tokio Marine and Insurance House, sell event cancellation cover that names parties or weddings among the events they insure.³⁴

What does ADNIC’s Mabrouk policy pay for?

The leaflet lists five kinds of cover:²

• unforeseen losses if the wedding is postponed or cancelled
• loss of or damage to wedding clothes, wedding rings, flowers and the cake
• loss of or damage to wedding gifts through accident, fire or theft
• the cost of retaking photographs or video
• your legal liability if someone is accidentally injured or their property is damaged, including food poisoning “provided that hospitality is covered”

ADNIC’s wedding page adds that cancellation money “comes as standard”, that it pays if “your caterer, band, or florist can’t carry out their contract”, and that public liability “pays compensation if anyone is injured”.⁵

How much does each Mabrouk level pay if you cancel?

ADNIC does not publish the other limits, the exclusions or a price for each level.⁵² Ask for the policy wording and the schedule of benefits before you pay. The leaflet gives 800 8040, WhatsApp +971 2 408 0900 and adnic@adnic.ae, and says you can also buy at ADNIC’s offices.²

What do the other insurers sell?

Tokio Marine’s event cover pays lost revenue or expenses if an event is “cancelled, abandoned, interrupted, postponed, or relocated for reasons beyond their control”. Its examples include severe weather, fire, floods and power cuts. Adverse weather, terrorism, war, civil commotion and national mourning are extensions, so check they are on your schedule. It sells event liability with it, and a venue can be named on the certificate at no extra cost.³

Insurance House’s contingency policy covers “events, conferences, weddings, seminars or any other personal events” cancelled because of causes such as natural disasters or the death of a ruler. It pays the organiser “as per policy terms” and publishes no limits.⁴

What should you check before you buy?

• The date cover starts and the latest date you can buy it before the wedding.
• Which causes of cancellation are covered. ADNIC’s event form lists named causes to select.⁶ Tokio Marine describes its cover as “all risk”, with extensions you add.³
• Whether a supplier going out of business is covered, and up to what amount.
• The limit for rings, dress and gifts, and whether they are covered away from home.
• The liability limit, and whether the venue asks for a set figure.

The details of event cancellation cover are in event cancellation insurance, and liability for guests and the venue is in event liability insurance.

Check each risk against the what covers it tool, then ask ADNIC, Tokio Marine or Insurance House for the full policy wording.