What should your honeymoon travel insurance cover?

At least medical costs, cancellation, baggage and liability, with limits that fit what you are taking and doing. GIG Gulf’s Travel Smart handbook shows what a UAE policy offers and leaves out.¹

What does a UAE travel policy pay?

Source: GIG Gulf.¹

Are you covered if you become pregnant?

Not for cancellation. The handbook excludes from cancellation “Bodily Injury or Illness resulting from pregnancy”.¹ Read the medical section of your own policy for pregnancy limits before you book.

Are adventure activities covered?

Rescue and first aid costs are covered only if you choose the Adventure Sports option, pay the extra premium and see it on your schedule.¹

Are your rings covered abroad?

Under GIG Gulf’s travel policy, valuables are limited to USD 1,500 in total and excluded if left unattended or with a carrier.¹ Your home policy may add cover. Sukoon’s home policy covers belongings away from home for up to 90 days in any policy period outside the UAE when that section is on your schedule.²

What if your bags or passport go missing?

GIG Gulf’s Travel Smart pays up to USD 250 for delayed baggage and up to USD 500 for a lost passport. For baggage lost in an airline’s care you need a property irregularity report from the airline, written notice of the claim within the airline’s time limit, and a police report within 24 hours of discovering any loss or theft.¹

Do you need one policy or two?

Insurers sell individual and family plans. GIG Gulf’s Travel Smart limits apply to each insured person, while its Travel Family limits apply to the whole family, for example USD 2,000 for personal baggage against USD 5,000 per person on Travel Smart.¹ Compare the limit per person with the limit per family.

Read the cancellation, pregnancy and valuables sections of the policy before you pay for the honeymoon.