What could go wrong, and what covers it.
Pick a worry. See the insurance, the law and the next step for your UAE wedding.
A supplier does not deliver or closes down
- The lawRefund or the service againIf a service is not provided as agreed, you can choose a full refund, a partial refund or the service done again.UAE Cabinet
- InsuranceADNIC MabroukADNIC says its wedding policy pays if your caterer, band or florist cannot carry out their contract.Abu Dhabi National Insurance Company (ADNIC)
- What to doCard disputeBanks set short windows: Emirates NBD 30 days from the service date, Mashreq 60 days from the transaction.Emirates NBD
The venue cancels or cannot host you
- The lawForce majeureIf force majeure makes the contract impossible, it is rescinded automatically and both sides are restored to where they were.UAE Government
- The lawEarnest moneyWhere a deposit is agreed as the price of withdrawing and the venue withdraws, it returns the deposit plus an equal amount.UAE Government
- InsuranceEvent cancellationADNIC’s event form lists damage to or destruction of the venue as a cause you can select.Abu Dhabi National Insurance Company (ADNIC)
You decide to call the wedding off
- The lawYour depositIf you withdraw and the deposit was agreed as the price of withdrawing, you lose it. A court may reduce an excessive fixed cancellation charge.UAE Government
- InsuranceNot a listed causeThe causes on ADNIC’s event cancellation form are death, illness, travel delay, venue damage, national mourning and other perils you select. Changing your mind is not one of them.Abu Dhabi National Insurance Company (ADNIC)
- The lawEngagement giftsIf one of you withdraws from the engagement, gifts worth more than AED 25,000 each are returned.UAE Government
Rain, wind or a storm stops an outdoor event
- InsuranceWeather extensionTokio Marine lists adverse weather as an extension, and ADNIC lists it among the other perils you select.Tokio Marine & Nichido Fire Insurance Co. Ltd
- What to doTent permitIn Abu Dhabi a permit to install an event tent for a wedding is valid for 3 to 5 days.TAMM, Abu Dhabi Department of Municipalities and Transport
A guest is hurt or the venue is damaged
- InsuranceWedding liabilityADNIC’s Mabrouk covers your legal liability for injury to others or damage to their property.Abu Dhabi National Insurance Company (ADNIC)
- InsuranceEvent liabilityTokio Marine covers bodily injury and property damage, and can name the venue on the certificate at no extra cost.Tokio Marine & Nichido Fire Insurance Co. Ltd
- InsuranceHome policy liabilityADNIC HomeSafe lists personal liability from AED 100,000 in the UAE to AED 2,500,000 worldwide. Ask whether a wedding counts.Abu Dhabi National Insurance Company (ADNIC)
A ring or jewellery is lost or stolen
- InsuranceHome contentsAn item not listed on your schedule is paid only up to the single article limit, AED 40,000 for contents in Sukoon’s wording.Sukoon Insurance
- InsuranceAway from homeCover outside the home applies only if it is on your schedule, needs a police report and excludes mysterious disappearance.Sukoon Insurance
The legal marriage date slips
- What to doAbu Dhabi express serviceAED 2,500, processed within 1 working day, and you choose the date. The regular AED 300 service takes up to 10 working days.Abu Dhabi Judicial Department
- What to do24 hours’ noticeThe Abu Dhabi court needs at least 24 hours’ notice if you cannot attend, or you must submit a new application.Abu Dhabi Judicial Department
Is your wedding insured?
See every cover page- Can you buy wedding insurance?Who sells it and what each level pays.
- What does event cancellation pay?The causes a policy lists.
- What if a guest is hurt?Liability cover for the day.
- Are your rings insured?Item limits on home policies.
- What if it rains?Weather cover and tents.
- Marrying abroad?What travel insurance pays.
